Thursday, April 14, 2011

Small Business Owner & Government Regulation

I am a small business owner who provides business consulting services to other business owners.

I don't see many small business owners who use business models or operating systems where efficient methods to perform said tasks do not already exist (in compliance with government regulations).

  • If I am an excavation company there are tools and equipment to dig safely while protecting equipment, employees and the environment.
  • If I am a coal mining operation, there are tools and equipment to mine safely while protecting equipment, employees and the environment.
  • If I am an electrician, there are tools and equipment to install, upgrade or maintain electrical systems safely while protecting equipment, employees and the environment.
  • If I am a grocery store owner, there are there are tools and equipment to operate a convenience store safely while protecting product, equipment, shoppers and employees.

Historically regulations are enacted as a result of major economic harm caused to our countries gross national production by a private industry activity (meaning GDP dollars are being wasted causing harm rather than doing work).

This might be employee safety, environmental safety, food safety and other major segments of our economy.

Small business operations benefit from government regulations.

If we went without environmental health and safety regulations the cost to do business would surely be greater. The cost to insure business operations would clearly be more expensive. And there would likely be more business owners in bankruptcy due to the inability to properly manage the operational risk of their company.

Regulations help business owners to know the most dangerous operations of their chosen career and provides a road-map to successfully navigate the dangers inherent in their businesses. Regulations also reduce the cost of illness, injury and law suits which would result from a lack thereof.

Government regulations, thank you for helping new small business owners successfully navigate their business most dangerous operations allowing them to succeed and grow to hire their fellow citizens.

Think about it in a different way: A tort, in common law jurisdictions, is a wrong that involves a breach of a civil duty (other than a contractual duty) owed to someone else.

A person who suffers a tortious injury is entitled to receive "damages", usually monetary compensation, from the person or people responsible — or liable — for those injuries.

WIKIPEDIA REFERENCE MATERIAL TO UNDERSTAND THE SUPPORTING FACTS


Tort law defines what is a legal injury and whether a person may be held liable for an injury they have caused.

Legal injuries are not limited to physical injuries. This may include emotional, economic, or reputational injuries as well as violations of privacy, property, or constitutional rights.

Tort cases comprise topics such as auto accidents, false imprisonment, defamation, product liability (for defective consumer products), copyright infringement, and environmental pollution (toxic torts), among many others.

Again I say small business operations benefit from government regulations.

The cost to insure business operations would clearly be more expensive.

Law suits from people claiming fraud, misrepresentation, breach of contract would be greater.

And there would likely be more business owners in bankruptcy due to the inability to properly manage the operational risk of their company.

Tell the GOP Their Plans are Unacceptable

 Let's review what the George W. Bush Presidency with Republican Congress (6 of 8 years) did for America from 2000 - 2008:

  • Cut taxes to starve (GOP Perceived Big) government.
  • Deregulate to bring unfettered free market principles back to business
  • Create Government Budgets which do not account for all government spending (GOP never budgeted for off balance sheet expenditures like Middle East Wars) widening deficits.
  • Create larger and larger government deficits with full knowledge our citizens were aging and therefore would be cashing in on the insurance programs the people paid for during their entire working life. (GOP failing to properly budget for and fund for an entire decade)
  • Allow corporations to damage the environment and our financial system then prevent subpoena power to congressional oversight committees entrusted by our constitution to protect the people from such acts.
  • Now, today call for further tax cuts and tax cut extensions due to the depressed economy brought upon the nation by the very same policies they call to action today.


In short the activities which caused our problem today were imprudent tax cuts when our government officials ought to have been planning to secure the benefits citizens paid for their entire working life rather than offering corporate socialism and fighting unpaid for wars should now be corrected by offering more tax cuts and the sacrifice of benefits by citizens whom have already paid for the benefits of the insurance plans for their entire working life.

MEDICARE Premiums Paid for Service to Be Rendered at retirement.

  • 30 year old paid insurance premiums for at least 10 years
  • 35 year old paid insurance premiums for at least 15 years
  • 40 year old paid insurance premiums for at least 20 years
  • 45 year old paid insurance premiums for at least 25 years
  • 50 year old paid insurance premiums for at least 30 years
  • 55 year old paid insurance premiums for at least 35 years
  • 60 year old paid insurance premiums for at least 40 years
  • 65 year old paid insurance premiums for at least 45 years


The George W. Bush temporary tax cuts have been in place over 10 years and business had so much certainty we created a depression, we created no jobs, we lost great value in the dollar, our standard of living for the Average American dropped, some of us went bankrupt, lost our house and our savings.


Tell your elected official the Republican Parties solution for our countries economic problems are unacceptable to you as a citizen of the United States of America.

Wednesday, April 13, 2011

GOP Political Euphemism (s) - Fast Facts #6

GOP Quote: "America needs tax cuts not tax increases to create jobs,"

Factual Response: Tax cuts have been provided to the economy for the past 11 years. Only the top income earners in America are now being asked by President Barack Obama to contribute a little more toward the whole of the nation after prospering greatly over the past decade.

During the 8 years George W. Bush held Office as President of the United States, 6 of those 8 years having a Republican controlled congress, we had miserable job growth. So when the GOP says we need tax cuts or tax cut extensions for certainty and for job growth, well, the facts prove otherwise.



Job losses from the masterful leadership of our Republic colleagues continued for more than one full years after George W. Bush left office. Remember, as a result of the recession left to our nation after 8 years of Republican leadership, millions of people lost their jobs, millions of people lost their homes and millions of people tapped into or lost their retirement nest eggs.

Say no to Republican Politicians Use of Class Ware-fare, do not accept the false idea that tax-cuts creates certainty and jobs. We've been there and done that before. The results were not good!

Tuesday, April 12, 2011

Tax and Expense as Percentage of GDP


Obama received a country in a deep depression from the GOP. As economies fall into recession government expenses rise dramatically as average American households get hurt and need financial assistance while government revenues dramatically drops as economic activity stalls denying tax revenue to governments.

This raises the expense to GDP ratio while dropping the tax to GDP ratio.

So we now enjoy an economy struggling to equalize from a severe disruption. We lost 8 - 10 million jobs and have many citizens under employed for their education and experience.

Home values having lost an average of nearly 35% for an average American homeowner.

Personal bankruptcies rose from 800,000 in 2007 to 1,600,000 in 2010.

Mortgage foreclosures at the worst were 1 in every 200 homes.

The Republican party controlled the Whitehouse from 2000-2008. They also controlled both houses of congress at the start of 6 out of 8 of those George W. Bush years.

DO YOU THINK THE REPUBLICAN PARTY DID A GOOD JOB FOR AMERICA?

The tax cuts first delivered to us by George W. Bush & the GOP Congress on a temporary basis in 2001 and again in 2003 sure did good creating certainty in the economy, created jobs and did nothing but good for America. "What a joke" as they continue to sing the same old song, I'm not buying it and neither should you!


Saturday, April 9, 2011

Hawaii - A Matter of Perspective!

Hawaii - An island with many climate microcosms (micro-climates). "Oahu Palm Reaching for the Sky"






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Elections matter-openly cynical of government business as usual-Supreme Court Justices 5-4 open warfare on my Individual Liberty-Teach as Knowledge is Power!